Tag Archives: personal finance

Starting To Work On Your Success pt. 3

Goal Setting 3   In the previous column, I asked you to compute how much your present lifestyle costs you. We are now on the second and third questions of eight questions you need to ask yourself to help you … Continue reading

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ANG PINAKABAGONG LIBRO NG PERA PALAGUIN SERYE pt. 2

Sinabi ni Mr. Generoso Asuncion na nakabasa ng mga unang libro: “Simula nang mabasa ko ang dalawang aklat na “Pera Mo Palaguin Mo 1 & 2” nagbago ang pananaw ko sa buhay. Maliban sa mga aklat, pinanood ko rin ang … Continue reading

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ANG PINAKABAGONG LIBRO NG PERA PALAGUIN SERYE pt. 1

Ang bago kong libro karugtong ng mga libro na isinulat ko ay mabibili na sa National Bookstore at iba pang bookstores at pati rin sa www.colaycofinancialeducation.com Ang pamagat ng bago kong libro ay nagmula sa mga nauna kong libro. Ang … Continue reading

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More on Spending Practices that will put you in Debt

  USING CREDIT CARD INSTEAD OF CASH   There are some who have the cash to pay for their purchases but use their credit cards because it is cool.  Besides, there are points to be earned on the credit card.  … Continue reading

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More on Spending Practices that will put you in Debt

Acting like a Spoiled Brat is a third practice that could lead to unnecessary debt. I am not a psychologist but I just look at practical situations.  Look at the action of children as they grow up.  Initially, they have … Continue reading

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Pera Mo Palaguin Mo! Public-service Radio Program

Makinig, Magtanong at Matutong magpalago! sa DZXL558-Pera Mo Palaguin Mo           Pera Mo, Palaguin Mo! Radio Public-service program is hosted by Francisco J. Colayco and co- hosted by Mr. Armand Bengco. The show is an hour … Continue reading

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Wealth-filled Messages from the “Pera Mo, Palaguin Mo” Workshop

by: Francisco J. Colayco Last Saturday, the Colayco Foundation team and I held a “Pera Mo, Palaguin Mo” Workshop to almost 100 people at the Development Academy of the Philippines Building in Pasig City. I was astounded with the number … Continue reading

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Combined Mutual Fund and Insurance

by: Francisco J. Colayco first published in Good News Pilipinas on October 23, 2009 Some asked me about a kind of insurance policy, which offers the insured the option to define whether he wants more protection or investment in one … Continue reading

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Paano Mag-Invest Nang Ligtas sa Mutual Funds

ni: Francisco J. Colayco unang lumabas sa Bulgar noong ika-30 ng Hunyo, 2010 HINDI garantisado ang tubo sa mutual funds. Sa katunayan, puwede pa ngang bumaba ang halaga ng investment mo. Pero kung susundin mo ang ilang simpleng patakaran, napakaliit … Continue reading

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Beware of Card Skimming

by: Art Ladaga Few days ago, news got out about a woman who lost her retirement fund of P400,000 from her ATM account. For 31 years, she worked hard to earn and save that amount. Investigation revealed that her bank … Continue reading

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