Tag Archives: unit investment trust fund

G.Y.M. Seminar: Collective Investing

August 17, 2015Gallery, Invest, Loan, News, Plan, Save, Share, SpendArmand bengco, aurumone, aurumone hotel, colayco financial education, collective investing, Francisco colayco, grow your money, investment, money, mutual funds, unit investment trust fundadmin

Taking advantage of the muscle instead of doing your own hustle is essense of collective investing. By pooling of resources, one gets and should get benefits that one will not get if one stands or invests alone. BAKAS is a common term and action among Filipinos similar to BAYANIHAN. In personal investing; BAKAS or BAYANIHAN or pooling; collective investing is almost but a must.

Learn similarities and differences and what is right for you among

Mutual funds
UITFs
Insurance-linked investments via VULs and others.

Investing Basics & Rules
Collective Investing: What, Why & How
Types of Collective Investing: Which One(s) For You?
- Mutual Funds
- Unit Investment Trust Funds
- Insurance-Linked VULs
- Others i.e. coops?
Investment Strategies
Where to Invest?

Mutual Funds

Unit Investment Trust Funds

Insurance-Linked VULs

Others i.e. coops

Join us this September 19, 2015, Saturday, 9am to 12nn or 2pm to 5pm!

LEARNING FEE: PhP 4,000.00

For more information please call:

Ms. Gilda Bumatay

(+63) 917-863-2131

(02) 6373741 or 31

or Email us at: training@colaycofoundation.com

Kabutihan Kapag Kinakalat ang Puhunan

October 1, 2014Invest, Plan, SaveArmand bengco, Cash loans philippines, collective investing, easy money, effective investing, equity, errors in investing, Francisco colayco, grow money, gusto kong yumaman, how much to retire with, how to grow money, how to invest, How to invest in stock market philippines, investment opportunities, Investments philippines, maayos na pag-iinvest, Make money philippines, making investing decisions, Mutual funds philippines, Paano kumita ng pera, paano mag-invest, paano magkapera, paano yumaman, pagkakamali sa investing, retirement, smart investing, stock market, truly rich club, uitf, unit investment trust fundadmin

Simple lang naman ang paraan ng pamumuhunan sa mga MF at UITF. Bibili lang ng mga parte sa kanila. Pero nag-iiba-iba ang presyo ng mga parte bawat araw. Ang presyong ito ay nakasaad bilang Net Asset Value (NAV) ng bawat parte. Saka lang talaga kikita kapag ibinenta na ang mga parteng sa mas mataas na NAV kaysa sa pagkakabili. Nitong nakaraang limang taon, kung titingnan ang takbo ng mga magagaling na mutual funds, tumaas ang halaga ng equity funds ng 12 hanggang 19 porsiyento kada taon; ang balanced funds ay tumaas ng 10 hanggang 13 porsiyento kada taon; at ang bond funds ng 4 hanggang 9 porsiyento kada taon.

Kapag naglagak ka sa MF at UITF, mas mababawasan pa ang panganib ng pagkalugi kung ikakalat ang iyong puhunan. Huwag ilagay lahat sa iisang MF o UITF. Isa pa, pipiliin lang ang sampung pinakamaayos ang pagpapalakad at pinakamalaki ang kinikita. At kung malaki-laki rin lang ang pera, ilagak ito sa iba’t ibang klaseng funds. Halimbawa, imbes na ilagay lahat sa isang equity, o fixed-income o balanced funds, hati-hatiin ito — ang isang bahagi ay ilagay sa equities, ang isang bahagi sa fixed-income funds at ang natitirang bahagi sa balanced funds.

Ang UITF ay bago pa lang sa Pilipinas. Pinatatakbo ito ng isang trust institution, na kadalasa’y isang bangkong may trust license. Hindi lahat bangko ay may ganitong lisensiya. Pinalitan ng UITF ang Common Trust Funds (CTF) alinsunod sa mga patakaran sa ibang bansa. Kaya nga wala na ngayong CTF.

Ang mga trust company ay hindi talaga bahagi ng bangko, kaya ang UITF ay hindi itinuturing na “produkto ng deposito” at sa gayo’y hindi ginagarantiyahan ng Philippine Deposit Insurance Corporation (PDIC).

Ang kinikita lang ng mga trust company ay ang bayad sa paghawak at pamumuhunan nila ng pera, kaya’t obligasyon nilang ibigay sa kanilang mga kliyente lahat ng kinita ng pondo. Kaya nga kadalasan, mas mainam pang maglagak ka ng pera sa trust fund kaysa sa savings account o time deposit sa bangko.

Bisitahin ang www.colaycofoundation.com para sa schedule ng aming mge seminar!

An Investment Coop?

September 14, 2014Invest, SaveArmand bengco, Cash loans philippines, collective investing, easy money, effective investing, equity, errors in investing, Francisco colayco, grow money, gusto kong yumaman, how much to retire with, how to grow money, how to invest, How to invest in stock market philippines, investing cooperative, investing for ofw’s, investing while abroad, investment opportunities, Investments philippines, kapatiran sa kasaganaan, KsKCoop, maayos na pag-iinvest, Make money philippines, making investing decisions, Mutual funds philippines, Paano kumita ng pera, paano mag-invest, paano magkapera, paano yumaman, pagkakamali sa investing, retirement, smart investing, stock market, truly rich club, uitf, unit investment trust fundadmin

by: Francisco J. Colayco

Last September 7, our very own Kapatiran sa Kasaganaan Multi-Purpose Coop (KSK Coop) celebrated its 10th year anniversary! From a handful of passionate members, it has grown so much throughout the years. It already has 2000+ members ALL AROUND THE WORLD.

KSK Coop is a very unique cooperative. It provides alternative investing opportunities to income-earning Filipinos who want to protect and grow their hard-earned wealth. It mainly invests in profitable businesses and the members would benefit from the returns of those businesses.

For a brief overview of what KSK Coop is, allow me to share with you this clip from our season ender episode of Nang Magising si Juan.

For more details about KSK Coop, visit www.kskcoop.com